Dating payment systems guide 2025: Choosing the best payment gateway for your dating platform – PG Dating Pro
Choosing the right payment system and obtaining a dating merchant account is crucial for your dating platform’s success. This comprehensive guide covers all payment options available in 2025, including systems integrated with Dating Pro platform and additional payment gateways you can connect.
Business Requirements
- Can start as an individual entrepreneur
- Register business after generating income with Dating Pro Payment processor
- Business license requirements vary by region
- Insurance recommended for service providers
- Revenue model: 100% belongs to platform owner
-
A valid bank account is necessary for settling funds from credit and debit card transactions
Web payment systems
Level 1: The following payment gateways are included in the Dating Pro platform:
| Payment system | Setup fee | Monthly fee | Transaction fee | Adult content | Region coverage |
|---|---|---|---|---|---|
| Stripe | Free + Requires approval * Available in most countries, but may have restrictions (e.g. Russia) |
Free | 2.9% + $0.30 | Requires approval | Global |
| PayPal | Free + Requires approval * Available globally, but not in countries under sanctions. |
Free | 2.9% + $0.30 | Requires approval | Global |
| 2Checkout | Free + Insurance deposit * Available in 180+ countries, some restrictions may apply. |
Free | 3.5% + $0.35 | Yes | 180+ countries |
| CCBill | Free + Insurance deposit *Available in 197 countries, with some country restrictions. |
$10-50 | 5% + $0.25 | Yes | 197 countries |
| Authorize.net | $25 + Requires approval *Available in US, UK, CA, requires approval for others. |
$25-35 | 2.9% + $0.30 | Requires approval | US, UK, CA |
| Verotel | $49 + Insurance deposit *Available globally, some restrictions may apply. |
$19-49 | 5-7% | Yes | Global |
| Securion Pay | Free + Insurance deposit *Available in 40+ countries, restrictions may apply. |
From $19 | 2.9% + $0.30 | Yes | 40+ countries |
| Skrill | Free + Requires approval *Available in most countries, restrictions in sanctioned countries. |
From $1 | 2.99% + $0.29 | Requires approval | Global |
| Robokassa | Free + Requires approval *Available in RU, CIS, some restrictions for others. |
$5-20 | 2.5-10% | Case by case | RU, CIS |
| Dating Pro payment processor Optional feature in Dating Pro platform |
Free + Requires approval *Available globally, with country-specific legal requirements. |
Free | 15% | Yes | Global |
These gateways enable dating platforms to securely accept payments from users globally.
Level 2: Other payment systems that can be integrated with Dating Pro platform
| Payment system | Best for | Setup fee | Monthly fee | Transaction fee | Adult content |
|---|---|---|---|---|---|
| PayKings | High-risk | Free | $50 | 4.9% + $0.30 | Yes |
| Payment Cloud | Adult content | $99 | $19 | 3.9% + $0.30 | Yes |
| Ikajo | Global coverage | Custom | $50-100 | 4-5% | Yes |
| Payop | New projects | Free | $10-50 | 3-5% | Yes |
| Payssion | Global reach | Free | $5-30 | 3.9% + $0.30 | Yes |
| PayspaceLV | European focus | Custom | $10-50 | 4-5% | Yes |
| Fonix | UK market | $50 | $25 | 3-4% | Yes |
| Centralpay | European focus | $50 | $20-50 | 3-5% | Yes |
Important notes
- Integration cost: Adding new payment systems typically costs $69-$990 for custom integration work.
- Some systems may require additional security deposits
- Adult content support often requires additional verification
- Regional availability may change based on regulations
- All fees and rates are subject to negotiation for higher volumes
Level 3: Regional coverage and recommendations
| Payment system | Setup fee | Monthly fee | Transaction fee | Adult content | Best for |
|---|---|---|---|---|---|
| Fortumo | From $0 | $20 | 5-15% | Yes | Mobile payments |
| M-Pesa | Custom | N/A | 1-2% | No | African markets |
| Corefy | Custom | $20-100 | 1-3% | Yes | Multi-processing |
| FasterPay | Free | $5-15 | 3.5-5% | Yes | Global coverage |
| Borderless Payments | $50 | $30 | 3.5-5% | Yes | International |
| Corepay | Custom | $10-50 | 3-5% | Yes | High-risk |
| AdvCash | Free | $5-15 | 0.5-3% | Yes | Crypto-friendly |
| Connectum | Custom | $10-50 | 3-5% | Yes | European focus |
| Leappayments | Custom | $20-50 | 3-5% | Yes | Global coverage |
| Total Processing | Free | $10-40 | 2.9% + $0.20 | Yes | Enterprise |
| Readies | Custom | $10-50 | 3-4% | Yes | Custom solutions |
Best practices by business stage
Starting out
- Use Dating Pro payment processor initially
- Add PayPal for global reach
- Consider CCBill for adult content
Growing business
- Add regional payment systems
- Implement multiple processors
- Optimize for conversion
- Consider obtaining online dating merchant accounts to manage payment processing effectively and reduce the risk of chargebacks.
Worldwide level
- Direct integrations
- Custom payment flows
- Multiple backup systems
Mobile payments
| App Store | Base Commission | Additional costs | Geographic coverage | Adult content support | |
|---|---|---|---|---|---|
| Google Play | 30% | $25 one-time developer fee | Global | Limited, requires approval | |
| Apple App Store | 30% | $99/year developer account | Global | Limited, strict guidelines | |
| Huawei AppGallery | 0-30% | Free registration | Global (focus on Asia) | Case by case | |
| Samsung Galaxy Store | 15-30% | Free registration | Global | Case by case |
Key integration points
| Integration step | Google Play | Apple App Store | Huawei | Samsung |
|---|---|---|---|---|
| Account setup time | 1-2 days | 2-5 days | 1-3 days | 1-3 days |
| Review process | 3-7 days | 1-2 weeks | 3-5 days | 3-5 days |
| Payment integration | Built-in | Built-in | API required | API required |
| Testing requirements | Internal + Beta | TestFlight | Beta testing | QA testing |
Pro Tips:
- Regional considerations
- Huawei for Asian markets
- Google Play & Apple primary for Western markets
- Samsung for global reach
- Compliance requirements
- Content guidelines vary by store
- Payment regulations by region
- Adult content restrictions
Common mistakes to avoid in online dating payment processing
Navigating the complexities of online dating payment processing can be challenging, especially given the high-risk nature of the industry. To ensure a smooth and secure payment experience for your customers, it’s crucial to avoid common pitfalls. Here are some key mistakes to steer clear of:
- Not choosing a high-risk merchant account provider: Online dating businesses are classified as high-risk, necessitating a merchant account provider experienced in handling high-risk accounts. Opting for a provider without this expertise can result in account shutdowns and financial setbacks.
- Neglecting robust fraud prevention measures: The online dating industry is particularly susceptible to fraud and chargebacks. Implementing robust fraud prevention measures such as 3D Secure, CVV checks, and AVS checks is essential to mitigate these risks.
- Lack of clear and transparent payment terms: Clearly communicate your payment terms, including details on recurring payments, subscription fees, and refund policies. Transparency helps prevent customer disputes and chargebacks.
- Non-compliance with industry regulations: Adherence to industry regulations like PCI DSS and GDPR is non-negotiable. Non-compliance can lead to hefty fines and penalties, so ensure your payment processing practices meet these standards.
- Inadequate monitoring of payment processing activity: Regularly monitor your payment processing activity to detect and prevent fraud, and to identify and resolve any technical issues that may arise.
- Limited payment options: Offering multiple payment options, such as credit and debit cards, PayPal, and mobile payments, caters to diverse customer preferences and can boost conversion rates.
- Failure to optimize payment pages for mobile devices: With a growing number of users accessing online dating services via mobile devices, optimizing your payment pages for mobile is crucial for a seamless user experience.
- Insecure payment gateways: Ensure your payment gateways are secure, employing encryption and other security measures to protect customer payment information.
- Not testing payment processing systems: Regular testing of your payment processing systems is vital to ensure they function correctly and to address any technical issues promptly.
- Lack of customer support: Providing robust customer support for payment-related issues is essential. It helps resolve disputes and complaints efficiently, enhancing customer satisfaction.
By avoiding these common mistakes, online dating merchants can ensure a secure and efficient payment processing experience, reduce the risk of fraud and chargebacks, and ultimately increase conversion rates and revenue.
FAQ
How to find PayPal Merchant/Seller ID
In your PayPal account, go to your Business information section – https://www.paypal.com/businessprofile/settings/
and copy the value in the Seller account ID field.
Would I need a business license to operate this in the US? Do I need insurance to provide this service to my clients?
Our clients typically test their business model by launching their dating service first. After receiving their initial confirmed payments, they then proceed with formal registration. This approach is faster and more cost-effective.
This is just general information and is not legal advice. You should consult with an attorney and an insurance agent to get specific advice for your situation.
Yes, you will need a business license to operate Dating Pro in the US. The exact requirements will vary depending on your state and city, but in general, you will need to obtain a general business license. You may also need to obtain additional licenses or permits, depending on the specific services you offer.
Yes, it is recommended that you have insurance if you are providing Dating Pro platform to your clients. This will help protect you from potential lawsuits that may arise as a result of your clients using your software.
Our clients usually test their business model by launching their dating service first. After receiving initial confirmed payments, they proceed with formal registration. This approach is faster and more cost-effective.
In order to add payment packages to your native android app, you will need:
1. Go to https://console.developers.google.com/apis/library? and check that all api are activated https://i.imgur.com/eVgWho2.jpg
2. Go to credentials and generate an api key (for web application) and oauth client (for web application) https://i.imgur.com/gD1gDT0.jpg
3. Copy this data to admin panel -> modules -> mobile -> In-app Billing settings https://i.imgur.com/oI9Clp0.jpg
4. Go to Google Play console (https://play.google.com/apps/publish/) then choose your app. In the left menu go to Store presence -> In -app products (you may need to set up your google merchant account if you don’t have one). Then add packages you want your users to see https://i.imgur.com/bhstveV.jpg
5. Copy the data to admin panel -> modules -> mobile -> in-app billing settings -> purchase tab https://i.imgur.com/JXjIiHJ.jpg
The PayPal recurring payments add-on at $99. Once I purchase it, it will be add to my PayPal setup section in the admin section?
You do not need to purchase the PayPal integration as it is already included in the Pro plan.
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